Financial literacy. Test Synergy 2022 (100 points)

Passed for 100 points in 2022, 24 out of 24 questions are correct. A screenshot with a mark is attached to the work. The answers are highlighted in color. After the purchase, you will receive a file with answers to the questions listed below: 1. The most common indicator of the dispersion of the values ​​of a random variable relative to its mathematical expectation: standard deviation general population mathematical expectation 2. The main purpose of preparing financial statements of an enterprise... ensuring the normal circulation of funds as a condition uninterrupted operations, making all necessary expenses and payments and receiving profit, and then cash, achieving the main goals of the marketing communications system: creating demand and stimulating sales, reflecting the results of the production and economic activities of the enterprise and its financial condition, ensuring such a supply of consumer products that could to satisfy the growing demand for them 3. Forms of financial reporting of the enterprise are necessary... Investors housing and communal services banks tax inspectorate 4. Indicator of the net present value method, which is calculated as the ratio of the sum of discounted cash flows to the initial investment: NCF IC NPV PI 5. Financial statement statements of joint-stock companies can be found on... on company websites in the “information disclosure” and “shareholders and investors” sections information disclosure center (e-disclosure.ru) Moscow Exchange website on the FSSP website 6. Risks are operational seasonal currency credit 7. Patents, copyrights and trademarks can be classified as... real assets financial assets natural liabilities intangible assets 8. Instruments that potentially bring economic benefits: futures assets liabilities options 9. The advantages of the MVP method include the fact that it... . shows net profit (has a clear economic definition, easy to interpret) shows the absolute value of profit, so the method does not allow making a choice between projects with different volumes of investments takes into account the time value of money maximizes the welfare of shareholders 10. Payback period is.. a payback period that takes into account different the value of money upon receipt and payments over time. the period of time required for the income generated by investments to cover the costs of investments; the indicator characterizes the impact of investments on the accounting rate of return as the ratio of average annual profit to the average annual size of investments. interest rate that equates the present value of future cash receipts with the value of the original investment, net present value (NPV) equals 0. NPV is calculated based on the flow discounted to today. 11. The disadvantages of the MVP method include the fact that it... does not take into account the time value of money, shows net profit (has a clear economic definition, is easy to interpret) shows the absolute amount of profit, so the method does not allow you to make a choice between projects with different amounts of investment sensitive to interest rates 12. Time value of money is one of the fundamental disciplines of microeconomics, which studies economic decisions, especially in the area of ​​consumption by private economic agents. the rate of consumption falls as the price of a good rises, even when the consumer receives monetary compensation for the effect of the higher price the concept that today's money income (expense) is worth more than tomorrow's for the same amount. an economic term denoting lost profits (in a particular case, profit, income) as a result of choosing one of the alternative options for using resources and, thereby, refusing other opportunities 13. “A coupon for a risk-free asset can be considered... oil futures; Federal Law; investment in IIS; short term bonds bonds

14. The higher the investment risk, the... lower the need to attract additional capital higher the need to attract additional capital lower potential return higher potential return 15. Beta coefficient is... an indicator calculated for a security or a portfolio of securities that relates profitability security (portfolio) with the return of a similar stock index. an indicator of the effectiveness of an investment portfolio (asset), which is calculated as the ratio of the average risk premium to the average deviation of the portfolio. a measure of the linear relationship between two random variables; an indicator calculated for a security or a portfolio of securities. 16. The APT model differs from the CAPM in that... less limited in its assumptions more limited in its assumptions that each investor holds a unique portfolio with its own specific array of betas, as opposed to an identical “market portfolio” which not every investor holds a unique portfolio with its own specific array of beta coefficients, as opposed to an identical “market portfolio” 17. Standard report format according to current standard accounting requirements: RTS RAS MICEX IFRS 18. Probability of not making a profit on the money invested or even losing the invested amount Systemic risks ; Non-systemic; Investment risks; Market risks; 19. The advantages of the CAPM model include... Return on a market index as a proxy for market return Easy to calculate and interpret Reflects systemic risk 20. The totality of cash receipts and payments distributed over time generated by the economic activities of an enterprise, regardless of the sources of their formation, is called ... Cash Flow; MVP; NPV; NegCF; 21. Form of financial statements reflecting the characteristics of the company’s assets and liabilities in monetary terms: Debit Accounting report Balance sheet Credit 22. The disadvantages of the CAPM model include... One-factor model Undervaluation of small capitalization companies Easy to calculate and interpret Market index returns as a proxy for the market profitability 23. Model for assessing financial assets. The model is used to determine the required level of return on an asset that is expected to be added to an existing well-diversified portfolio, taking into account the market risk of this asset: APT CML CAPM 24. Sum of discounted values ​​of the payment stream, reduced to today: NPV MVP CPC KPI

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Financial literacy is a key skill that helps you make good personal finance decisions. The 100-point Synergy Test 2022 is an excellent tool for assessing your level of financial literacy. This test measures your level of financial knowledge, including basic concepts and principles, personal finance management, investing, taxes and more.

The 2022 Synergy Test consists of 100 questions that assess your level of financial literacy and identify areas in which you need to improve your knowledge and skills. This test is designed for people who want to become more financially literate and make more informed personal finance decisions.

By purchasing the 2022 Synergy Test with 100 points, you get the opportunity to test your level of financial literacy and find out what areas you need to improve to achieve financial stability and success. This test is a useful tool for anyone who wants to learn how to manage their finances and achieve their financial goals.

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4. This test was a real breakthrough for me when it came to my finances. I learned a lot of new things that helped me better understand how to manage my money.
5. I was pleasantly surprised by how useful and informative the 2022 Synergy test was. He really helped me improve my financial literacy.
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7. I am very grateful for the 2022 Synergy test because it helped me better understand how I can manage my finances and achieve my financial goals.

Peculiarities:

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With this financial literacy test, I identified my weaknesses and began to work on them.

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